We have developed and adopted a set of Corporate Governance Guidelines to promote the functioning of the
Board of Directors and its committees, to protect and enhance stockholder value, and to set forth a common
set of expectations as to how the Board, its various committees, individual directors and management should
perform their functions.
We have also developed and adopted a Code of Ethics that reaffirms our basic policies of business conduct
and ethics for our directors, officers, employees and agents. The Code consists of basic and general
standards of business as well as personal conduct.
Current copies of the Corporate Governance Guidelines, the Code of Ethics and other documents providing
information on Oriental's Corporate Governance can be found listed below.
The Board of Directors also has adopted a procedure by which stockholders and employees may communicate
directly with the independent members of the Board or report possible legal or ethical violations, including
concerns regarding questionable accounting or auditing matters. Any such stockholder or employee may direct
his or her written communication or report, anonymously, to the Chairman of the Audit Committee. The
mailing, postage prepaid, should be marked confidential and addressed as follows:
Chairman of Audit Committee
OFG Bancorp
P.O. Box 195115
San Juan, Puerto Rico 00919-5115
Chairman of Audit Committee
OFG Bancorp
Oriental Center, 15th Floor
254 Muñoz Rivera Avenue
San Juan, PR 00918
In addition, the Board of Directors has also selected EthicsPoint to provide interested parties with an
alternative method to deliver the aforementioned communication. The following link provides you direct
access to this alternate confidential method of reporting possible legal or ethical violations, including
concerns regarding questionable accounting or auditing matters by clicking this link:
OFG Bancorp
EthicsPoint Link