CEO's Message

 OFG CEO, José Rafael Fernández

José Rafael Fernández

CEO and Vice Chair of the Board

This year we achieved great progress executing our strategies for the benefit of our customers -- deploying technology, expanding and improving our network, and investing in talented people. We took major steps forward in our ‘digital first’ business transformation, with a focus on innovation, convenience, and speed. This solidified our position as a challenger bank, differentiating us from our competitors.


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