OFG’s Board of Directors adopted an Environmental, Social and Governance Policy directing OFG to strive to be environmentally and socially sustainable within an effective governance framework. The ESG Policy also establishes OFG’s commitment to report to its stakeholders its performance on ESG matters on an annual basis in accordance with established reporting frameworks. Initially, OFG has decided to report to shareholders based on the standards established by the Sustainability Accounting Standards Board for its material business lines, commercial banking, mortgage finance and consumer finance.