Environmental, Social and Governance Program Overview

OFG’s mission is to help make possible the progress of our clients, employees, shareholders, and the communities we serve. In turn, this mission drives our Environmental, Social and Governance (ESG) Program.

We believe that by investing in the development of long-term, mutually beneficial relationships with our clients, employees, shareholders, and the communities we serve, we will increase our resiliency to face challenges and our ability to achieve long-term success.

OFG’s Board of Directors adopted an Environmental, Social and Governance Policy directing OFG to strive to be environmentally and socially sustainable within an effective governance framework. The ESG Policy also establishes OFG’s commitment to report to its stakeholders its performance on ESG matters on an annual basis in accordance with established reporting frameworks. Initially, OFG Bancorp has decided to report to shareholders based on the standards established by the Sustainability Accounting Standards Board for its material business lines, commercial banking, mortgage finance and consumer finance.

OFG’s SASB Index

The Sustainability Accounting Standards Board (SASB) sets ESG disclosure standards that are industry-specific and tied to the concept of materiality to investors.