Visit Oriental Bank
NYSE : OFG
$12.46
$ ((0.23)) - (1.81)%

Peer Analysis

Performance Ratios (%) OFG Peer Median Peer Average
ROAA 0.38 0.83 0.81
ROAE 2.85 7.45 6.99
Net Interest Margin 5.20 3.36 3.18
Efficiency Ratio 57.16 55.96 55.39
Loans / Deposits 81.39 94.58 92.44
Asset Quality Ratios (%)
NPAs / Assets 3.02 0.60 0.61
NCOs / Avg Loans 1.49 0.12 0.24
Reserves / Loans 3.34 1.34 1.26
Reserves / NPAs 77.45 176.44 184.20
Capital Ratios (%)
Tier 1 Capital 13.71 12.26 12.55
Tangible Equity / Tangible Assets 9.23 8.65 8.88
Total Equity / Total Assets 10.48 10.83 10.59
Market Ratios
Price / Earnings (x) 27.69 11.74 21.83
Price / Book (%) 67.39 76.68 88.01
Dividend Yield (%) 2.25 2.58 2.60
Data for trailing four quarters

OFG Bancorp's peer group consists of the following: Amerant Bancorp Inc. (AMTB), Banc of California, Inc. (BANC), BancFirst Corporation (BANF), Boston Private Financial Holdings, Inc. (BPFH), Brookline Bancorp, Inc. (BRKL), Capitol Federal Financial, Inc. (CFFN), Columbia Financial, Inc. (MHC) (CLBK), ConnectOne Bancorp, Inc. (CNOB), Eagle Bancorp, Inc. (EGBN), Enterprise Financial Services Corp (EFSC), First Commonwealth Financial Corporation (FCF), Live Oak Bancshares, Inc. (LOB), Merchants Bancorp (MBIN), Meta Financial Group, Inc. (CASH), S&T Bancorp, Inc. (STBA), Seacoast Banking Corporation of Florida (SBCF), TriState Capital Holdings, Inc. (TSC), Veritex Holdings, Inc. (VBTX)

OFG Bancorp's financial data is as of 6/30/2020.

Peer financial data is as of 6/30/2020
OFG peers are considered to be NYSE and NASDAQ listed banks with at least $7.5 billion and less than $10.0 billion in assets.