Visit Oriental Bank
NYSE : OFG
$9.25
$ (0.10) - (1.09)%

Peer Analysis

Performance Ratios (%) OFG Peer Median Peer Average
ROAA 0.81 0.85 0.83
ROAE 5.48 8.07 7.66
Net Interest Margin 5.27 3.43 3.58
Efficiency Ratio 53.95 59.72 59.14
Loans / Deposits 85.09 92.72 91.49
Asset Quality Ratios (%)
NPAs / Assets 4.04 0.62 1.32
NCOs / Avg Loans 1.24 0.08 0.29
Reserves / Loans 3.74 0.88 1.01
Reserves / NPAs 60.71 91.41 128.59
Capital Ratios (%)
Tier 1 Capital 19.53 12.49 13.35
Tangible Equity / Tangible Assets 13.66 9.57 10.19
Total Equity / Total Assets 14.91 11.82 11.69
Market Ratios
Price / Earnings (x) 11.14 18.83 19.20
Price / Book (%) 53.37 145.51 145.11
Dividend Yield (%) 2.59 0.67 1.10
Data for trailing four quarters

OFG Bancorp's peer group consists of the following: Banc of California, Inc. (BANC), Berkshire Hills Bancorp, Inc. (BHLB), C1 Financial, Inc. (BNK), Central Pacific Financial Corp. (CPF), Customers Bancorp, Inc. (CUBI), FCB Financial Holdings, Inc. (FCB), First BanCorp. (FBP), First Commonwealth Financial Corporation (FCF), Franklin Financial Network, Inc. (FSB), MidSouth Bancorp, Inc. (MSL), National Bank Holdings Corporation (NBHC), Provident Financial Services, Inc. (PFS), Suffolk Bancorp (SCNB), Yadkin Financial Corporation (YDKN)

OFG Bancorp's financial data is as of 9/30/2017.

Peer financial data is as of 9/30/2017 except for these companies:

Suffolk Bancorp's financial data is as of 12/31/2016.
Yadkin Financial Corporation's financial data is as of 12/31/2016.
C1 Financial, Inc.'s financial data is as of 6/30/2016.
OFG peers are considered to be NYSE listed banks and thrifts with up to $1.5 billion in market capitalization.