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NYSE : OFG
$12.92
$ (0.60) - (4.87)%

Peer Analysis

Performance Ratios (%) OFG Peer Median Peer Average
ROAA 0.45 1.05 1.00
ROAE 3.06 9.10 8.68
Net Interest Margin 5.40 3.37 3.32
Efficiency Ratio 54.67 58.42 57.97
Loans / Deposits 86.53 95.49 94.74
Asset Quality Ratios (%)
NPAs / Assets 3.38 0.55 0.51
NCOs / Avg Loans 1.60 0.09 0.16
Reserves / Loans 3.41 1.14 1.18
Reserves / NPAs 73.84 183.40 223.53
Capital Ratios (%)
Tier 1 Capital 13.36 12.24 12.89
Tangible Equity / Tangible Assets 9.70 9.11 9.36
Total Equity / Total Assets 11.07 11.34 11.22
Market Ratios
Price / Earnings (x) 26.37 9.76 10.94
Price / Book (%) 71.26 81.23 87.04
Dividend Yield (%) 2.17 3.23 3.45
Data for trailing four quarters

OFG Bancorp's peer group consists of the following: 1st Source Corporation (SRCE), Byline Bancorp, Inc. (BY), Central Pacific Financial Corp. (CPF), Century Bancorp, Inc. (CNBK.A), Columbia Financial, Inc. (MHC) (CLBK), ConnectOne Bancorp, Inc. (CNOB), Dime Community Bancshares, Inc. (DCOM), Enterprise Financial Services Corp (EFSC), FB Financial Corporation (FBK), First Bancorp (FBNC), First Foundation Inc. (FFWM), Flushing Financial Corporation (FFIC), Hanmi Financial Corporation (HAFC), Heritage Financial Corporation (HFWA), HomeStreet, Inc. (HMST), Horizon Bancorp, Inc. (HBNC), Kearny Financial Corp. (KRNY), Lakeland Bancorp, Inc. (LBAI), Luther Burbank Corporation (LBC), Meridian Bancorp, Inc. (EBSB), Meta Financial Group, Inc. (CASH), Midland States Bancorp, Inc. (MSBI), National Bank Holdings Corporation (NBHC), QCR Holdings, Inc. (QCRH), Republic Bancorp, Inc. (RBCA.A), S&T Bancorp, Inc. (STBA), Seacoast Banking Corporation of Florida (SBCF), Southside Bancshares, Inc. (SBSI), TriCo Bancshares (TCBK), TriState Capital Holdings, Inc. (TSC), TrustCo Bank Corp NY (TRST), United Financial Bancorp, Inc., Univest Financial Corporation (UVSP), Washington Trust Bancorp, Inc. (WASH), Westamerica Bancorporation (WABC)

OFG Bancorp's financial data is as of 3/31/2020.

Peer financial data is as of 3/31/2020 except for these companies:

United Financial Bancorp, Inc.'s financial data is as of 9/30/2019.
OFG peers are considered to be NYSE and NASDAQ listed banks with $5 billion to $7.5 billion in assets.